Compass
a grounded way to hold it all
Runway

— months

Add your monthly expenses and current savings to see how many months you could cover if your income stopped today.

$0 saved Target: $0 (6 months)
Monthly burn
$0
fixed expenses
Debt remaining
$0
across all accounts
This season's commitments
Upcoming events
Family touchpoints
Quick truth
Said yes to
$0
in upcoming event spend
That equals
— weeks
of delayed emergency fund
Discretionary left
$—
per month after fixed costs
Fixed monthly expenses
Debt
How to fill this out: Add each debt as its own line. Balance is the total amount you currently owe. Minimum monthly payment is the smallest amount your statement requires you to pay each month — even if you usually pay more. If you don't know it, check your most recent statement or look in the lender's app.
Extra income

Log spiffs, commissions, bonuses, refunds, or any payout that isn't your regular paycheck. Tell us where it went — and we'll factor it into your goal progress.

Logging extra income: Pick a routing for each payout — To savings adds it to your emergency fund and shows the bump on your timeline, To debt applies it as a planned extra payment, Flex money means it's spending money or already spent. You can change the routing later if your mind changes.
Your situation
The math
Monthly fixed expenses
$0
Emergency fund target
$0
Still needed
$0
After expenses, you have
$0/mo

Pace your savings

Interactive

Drag the slider to see what saving more — or less — each month does to your timeline. The bar below shows when you'd hit one month of runway, three months, and your full goal.

$0/mo $2,000/mo
$ /mo
Saving
$0/mo
enter income & expenses to compare
Fully funded
—
at this pace
Total saved by then
$0
current + future contributions
Timeline
—1 month runway
—3 months
—full goal
Enter your income and expenses to see how this pace fits your real budget.

See where it's actually going

Download a transaction history from your bank or credit card (any format — CSV from Chase, Bank of America, Capital One, Amex, anywhere), drop it below, and we'll show you exactly where the money went last month. No syncing, no permissions, no sharing — the file stays on your device.

How to get your CSV (most common banks):
• Chase: sign in → pick the account → "See transactions" → "Download account activity" → CSV
• Bank of America: Activity tab → "Download" icon → choose .CSV
• Capital One: account → "Download Transactions" → comma-separated
• Amex: Statements & Activity → "Download" → CSV
• Wells Fargo: Activity → "Download Account Activity" → comma-delimited
You can drop multiple files at once (e.g., checking + a credit card).

Every yes has a cost. Every no has a cost too. The point of this page isn't to make you a hermit — it's to help you choose with eyes open.

Distance is just geography. Connection is a practice. Track the people you love, the dynamics you have to navigate, and the small things that keep you woven into each other's days.

Try asking
Compass
Hi. I'm here when you need to think something through — a yes/no on an event, a tough message you're trying to write, ideas for staying close to your people, or a gut-check on your money plan. I already know what you've entered on the other tabs, so I'll factor it in.